When turning 65 I was inundated with so many options I was overwhelmed. My colleague recommended Nick Nichols to me. He made a house call and met with me and my wife. His explanation about the options available and expertise was outstanding. He made my decision-making process so easy.

As an immigrant, I thought it was important to own both life insurance and long-term care insurance. By word of mouth I learned that Nick Nichols could help me. He visited with me on three occasions to clearly explain my choices. His advice was “spot-on” and I enjoy the peace of mind of knowing I’m covered.

I actually never thought about disability insurance until one of my co-workers was disabled in an off-the-job accident and had no coverage. But for the grace of God that could have been me. I contacted Nick because I already had other health insurance coverage through him. I’m so pleased he was able to help me.

Having owned a Medicare Supplement plans for years, I learned that a much less expensive option with so many “bells and whistles” was available. A friend at work recommended I contact Nick Nichols. I did. I’m so pleased I made the decision to change and Nick was superb in taking his time to “slow down” and explain the advantages of switching. Nick was beyond excellent.